The case against a Long-Term Care Policy People are starting to ask us… ”Should I think about purchasing Long-Term Care Insurance in light of the recent pandemic?” Well, there is a better option to consider and we will explain why… … Continued
Many clients, friends, and family are asking us what insurance policies they should keep during this time of uncertainty. Here is a breakdown of the insurance policies you should keep in place (and if you do not have them, you … Continued
Life insurance is commonly known as an insurance policy that will provide a death benefit to beneficiaries once the insured passes away. Although this is correct, and it is CRITICAL to a financial portfolio, there are other benefits to life … Continued
Health Savings Accounts are accounts used in conjunction with a health insurance policy that allows people to save money on a pre-tax basis to help pay for medical expenses. Here are some facts and benefits of a HSA: Offers individuals … Continued
We get this question all of the time! Clients will come to us and tell us, “oh, I don’t need life insurance, I have it through my employer.” Well, as financial professionals, we know employer life insurance isn’t always the … Continued
For you millennials, life insurance is usually the last thing on your mind. You’ve got too many other bills, debts, and other things to worry about to stop and think about life insurance. Besides, isn’t life insurance used for your … Continued
One of the biggest investments in a person’s life is their home. The money, time, sweat, and tears put into your home is unlike anything else, so in the event of a covered loss where your home is completely destroyed, … Continued
For us Californians, earthquakes are familiar, especially those random ones in the middle of the night that wake you up (those are the worst!). Even though our state is prone to earthquakes, they are still unexpected and can be very … Continued
You’re a homeowner, but it’s a condo, what kind of insurance do you need and why? Many condo owners, or new condo buyers, ask us why their lender requires them to carry “walls-in” coverage for their condo. Isn’t the HOA … Continued
Our entire lives are practically on the internet. If it isn’t on the internet, it is on a computer or hard drive somewhere. From passwords to health records to employment, our lives are embedded in a computer in some way! … Continued