For you millennials, life insurance is usually the last thing on your mind. You’ve got too many other bills, debts, and other things to worry about to stop and think about life insurance. Besides, isn’t life insurance used for your … Continued
One of the biggest investments in a person’s life is their home. The money, time, sweat, and tears put into your home is unlike anything else, so in the event of a covered loss where your home is completely destroyed, … Continued
For us Californians, earthquakes are familiar, especially those random ones in the middle of the night that wake you up (those are the worst!). Even though our state is prone to earthquakes, they are still unexpected and can be very … Continued
You’re a homeowner, but it’s a condo, what kind of insurance do you need and why? Many condo owners, or new condo buyers, ask us why their lender requires them to carry “walls-in” coverage for their condo. Isn’t the HOA … Continued
Our entire lives are practically on the internet. If it isn’t on the internet, it is on a computer or hard drive somewhere. From passwords to health records to employment, our lives are embedded in a computer in some way! … Continued
Whether you are a homeowner, condo owner, or a renter, your insurance has personal property coverage. On a homeowner’s policy, it tends to be much more than on a renters policy. If you are a homeowner, you may have more … Continued
Many people use the term “full coverage” when talking about their auto policy, but what does that term really mean? “Full coverage” can mean different things to different people. For example, one person might think they have full coverage because … Continued
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We all have that friend or family member who, when you ask about a specialist, they say “Oh, I’ve got a guy!” Whether it’s a plumber, painter, CPA, or financial advisor, everyone seems to “have a guy”. When meeting with … Continued
There are two things in life that are guaranteed: death and…. taxes. We all pay taxes, and we all dread the realization of how much we pay in taxes. However, historically speaking, we are in the 4th lowest tax rate … Continued