CARES Act – FAQ
Please read the attached FAQ on the CARES Act to find out more about the stimulus checks, unemployment, pandemic unemployment, and much more! Open CARES Act FAQ for Enrollers PDF
The Cost of COVID-19
There are a lot of articles, stories, and videos floating around with information about the cost of COVID-19. What happens if you get sick, go see a doctor, they test you for COVID and it’s positive? What if the test … Continued
Working From Home – Tips & Tricks, Things You’ll Miss & Things You Won’t
In light of recent events, many people have transitioned their work life to their homes. We here at Journey have been working from our homes for the last 2 years, so there was not much change for us when it … Continued
What Insurance Should I Keep During the Covid-19 Pandemic?
Many clients, friends, and family are asking us what insurance policies they should keep during this time of uncertainty. Here is a breakdown of the insurance policies you should keep in place (and if you do not have them, you … Continued
Employers and Employees Saw a Significant Increase on Health Insurance Costs Over the Past Years
Exactly what are those increases & how are they impacting both employers & employees? Let’s first note healthcare spending grew at a rate of 3.9 percent last year which is the smallest increase since 2013. Spending on healthcare reached $3.5 … Continued
Are You Saving Enough for Retirement?
We suggest examining your retirement preparedness plans to ensure you are saving enough now. One option to consider adding to your financial portfolio is a fixed indexed annuity, which can provide balance to financial plans and offer a steady stream … Continued
Do You Know About Indexed Universal Life Insurance?
Life can throw us unexpected challenges, but being prepared for the unpredictable journey can help during a time in need. Life insurance is more than a death benefit; it can offer a wide range of solutions. Indexed Universal Life Insurance … Continued
Do You Need Separate Insurance If You Have a Side Business?
The simple answer is yes! Many people mistakenly believe they’re covered by one of their present policies, such as homeowners insurance, renters insurance or auto insurance. That is not the case. Most homeowner’s policies exclude business pursuits or limit the … Continued
Medicare Enrollment Periods and Penalties for Late Enrollment
Medicare Enrollment Periods and Penalties for Late Enrollment Turning 65 – Initial Enrollment Period: Most people become eligible during the months surrounding their 65th birthday. This can be done during the seven (7) month period that begins three months before … Continued
Medicare Premiums Lowered in 2019
Great news for people on Medicare! Great news for people who are on Medicare (or are going to be in 2019)! Premiums for Medicare Advantage & Part D Plans will be lower and the benefits and plan choices will be … Continued