The simple answer is yes! Many people mistakenly believe they’re covered by one of their present policies, such as homeowners insurance, renters insurance or auto insurance. That is not the case. Most homeowner’s policies exclude business pursuits or limit the … Continued
Medicare Enrollment Periods and Penalties for Late Enrollment Turning 65 – Initial Enrollment Period: Most people become eligible during the months surrounding their 65th birthday. This can be done during the seven (7) month period that begins three months before … Continued
Great news for people on Medicare! Great news for people who are on Medicare (or are going to be in 2019)! Premiums for Medicare Advantage & Part D Plans will be lower and the benefits and plan choices will be … Continued
Since the passing of the Affordable Care Act in 2010 there have been a number of changes in the health insurance industry. One change is consistent: higher premiums. The premiums for health insurance have significantly increased in the last 8 … Continued
We don’t get asked these questions often enough from our small business clients which tells us that there may be some confusion as to what Cyber Insurance is and how it will protect their business. You may have heard about … Continued
Employers continue to be concerned about the price of Workers Compensation Insurance. With the rising costs of healthcare, co-pays, and labs, a workers compensation claim can drastically affect a business. Here are a few ways an employer can assist in … Continued
With all of the news about Healthcare in the political arena today, we wanted to highlight some of the issues that may be on the forefront of the discussions. Universal Healthcare You may have heard the terms Medicare for all … Continued
Among the many things needed to prepare for a trip outside of the U.S., you will want to include health insurance coverage on your list of things to get done. Were you aware Medicare will not pay for health care … Continued
Great news for Veterans age 65 and older…you have options when deciding how to obtain healthcare! You can just use the VA benefits and/or enroll onto a Medicare Advantage Plan or a Stand-Alone Part D Plan. Did you know the … Continued
Despite the government’s efforts to make health insurance affordable for everyone, healthcare costs are skyrocketing. From your monthly premiums, to the doctor visits, to lab tests bills, healthcare is expensive, especially for those who pay outside of a group plan. … Continued